1. About this policy

This Cookie Policy explains how SGCPAY (AUS) LIMITED (ABN 61 662 299 434) ("SGCPAY", "we", "us" or "our") uses cookies and similar technologies on our website. It should be read together with our Privacy Policy, which explains more generally how we handle personal information.

Our website is designed to be light in its use of cookies. We use only the cookies we need to make the site work and to remember basic preferences, and we describe them in this Policy so that you understand what is set and why.

2. What cookies are

Cookies are small text files placed on your device when you visit a website. They allow the site to recognise your device and remember certain information, such as your preferences, between pages and visits. Similar technologies, such as local storage, can perform comparable functions.

Cookies can be "session" cookies, which are deleted when you close your browser, or "persistent" cookies, which remain until they expire or are deleted. They can also be set by the site you are visiting ("first-party") or by a third party.

3. How we use cookies

We use cookies primarily to make our website function correctly and to remember your preferences. Our site is a largely static, content-focused website, and it does not rely on extensive tracking or advertising cookies to operate.

A specific example is the NEXT_LOCALE cookie, which our website uses to remember the language you have selected so that you see content in your preferred language on subsequent visits. This is a functional cookie that supports the multilingual experience of the site.

4. Categories of cookies we may use

Strictly necessary cookies are essential for the website to function and cannot be switched off in our systems. They are usually set only in response to actions you take, such as setting your language preference or navigating the site.

Preference and functional cookies, such as the NEXT_LOCALE cookie, allow the website to remember choices you make to provide a more personalised experience. Where we use any analytics to understand how the site is used, we aim to keep it minimal and privacy-respecting, and any such use is described in our Privacy Policy.

5. Managing cookies

You can control and delete cookies through your browser settings. Most browsers allow you to refuse or delete cookies, and to be notified when a cookie is set. Please note that if you block or delete strictly necessary or functional cookies, some parts of the website may not work as intended, and your preferences, such as your selected language, may not be remembered.

Because our website makes only limited use of cookies, disabling non-essential cookies will generally have a limited effect on your ability to read and navigate our content.

6. Third-party cookies

Where our website includes content or functionality provided by third parties, those third parties may set their own cookies, over which we have limited control. We aim to keep such integrations to a minimum. Any use of third-party services that involves personal information is handled consistently with our Privacy Policy.

We do not use cookies to build advertising profiles of visitors to our website.

7. Changes to this policy

We may update this Cookie Policy from time to time to reflect changes in the technologies we use or in legal requirements. The current version is the version published on our website, and the "Last updated" date indicates when it last changed. If you have any questions about our use of cookies, you can contact us via the contact form on our website.