Digital Banking Built for Growing Companies
SGCPAY helps businesses manage payments, collections, suppliers, expenses and financial operations from one platform.
Business Accounts
Business-account capabilities may include:
- Multi-currency balances
- Local and international transfers
- Virtual account details
- Supplier payments
- Employee payments
- Payment approvals
- Business debit cards
- Account statements
- Transaction exports
- Payment links
- Merchant collections
- Accounting and reporting tools
- API access
Financial Infrastructure for Complex Organisations
SGCPAY corporate services are designed for organisations requiring greater control, reporting and transaction oversight.
Multi-user access
Role-based permissions and maker-checker approvals.
Corporate treasury
Treasury management, liquidity monitoring and FX support.
Bulk payments
Payroll processing and multi-entity account management.
Reporting & control
Settlement reporting, reconciliation tools, custom limits, API integrations and dedicated support.
Greater Visibility Across Balances, Payments and Liquidity
- Balance monitoring
- Multi-currency treasury
- Liquidity management
- Cash-flow visibility
- FX transaction support
- Settlement tracking
- Payment approvals
- Bank reconciliation
- Treasury reporting
- Corporate payment controls
Settlement architecture may connect with supported banks, payment providers, digital-asset networks and infrastructure partners — including correspondent banking routes, Nostro/Vostro structures, SWIFT and ISO 20022 messaging.
More Than Payments — Tools to Help Businesses Operate
- Customer & supplier management
- Inventory & purchase orders
- Sales management
- Invoice & quotation generation
- Expense tracking
- Payment collection
- Financial reporting
- General ledger, AR & AP
- P&L, balance sheet & cash flow
- GST/VAT configuration & reports
- Payroll, payslips & bulk salaries
- Accounting-data export
These tools support business administration and do not replace professional accounting, tax or legal advice.