Global accounts, payments and digital-asset infrastructure for individuals and businesses.
Access multi-currency accounts, domestic and international payments, merchant services and regulated digital-asset solutions through one secure platform.
Product availability depends on jurisdiction, eligibility and regulatory approval.
Services are provided subject to eligibility, jurisdiction, regulatory requirements, banking-partner availability and successful customer verification.
Built for every type of customer
Personal Banking
Everyday accounts, payments and digital-asset access for individual customers, subject to eligibility and regulatory approval.
Business & Merchant Services
Operational accounts, collections and merchant tools for companies and merchants of all sizes, subject to eligibility and regulatory approval.
Payments & Financial Infrastructure
APIs, payment rails and infrastructure for platforms and institutions building on SGCPAY, currently offered through a pilot programme with approved partners.
Accounts Designed Around Your Financial Needs
SGCPAY provides a digital account experience for individuals, businesses, merchants and corporate users. Depending on jurisdiction, eligibility and partner availability, account services may include:
Personal accounts
Everyday money management through one secure digital interface.
🏢Business & corporate accounts
Operational accounts for growing companies and complex organisations.
🛍Merchant accounts
Collections, settlement and acceptance for online and physical commerce.
💱Multi-currency & USD accounts
Hold and manage supported currencies in one account environment.
#Virtual & IBAN-enabled accounts
Named account details for receiving local and international payments.
🔒Escrow & controlled payments
Controlled-payment arrangements for qualifying transactions.
📱Recharge & Bills
Recharge mobile services, pay utility bills, manage subscriptions, and schedule recurring payments securely from your SGCPAY account.
🛒SGCPAY Marketplace
Explore products and services from verified merchants and complete your purchases through SGCPAY’s secure, multi-currency payment platform.
Customers can manage balances, review transactions, download statements and access supported payment services through a secure digital interface.
One Connected Financial Ecosystem
Unified Platform
Manage accounts, payments, merchant services, remittance and digital assets through one ecosystem.
Global Perspective
Built for individuals and businesses operating across multiple currencies, markets and financial networks.
Compliance-Led Approach
Customer verification, transaction monitoring and risk controls are integrated into the service framework.
API-First Infrastructure
Connect SGCPAY capabilities with websites, applications and enterprise systems.
Traditional and Digital Finance
Infrastructure designed to support both established payment systems and approved blockchain networks.
Scalable for Growth
Designed for personal customers, small businesses, merchants, enterprises and institutional use cases.
SGCPAY in Your Pocket
Access supported SGCPAY services through a secure mobile experience.
- Android application
- iOS application
- Account dashboard
- Balance monitoring
- Transfers
- Payment requests
- QR payments
- Card management
- Wallet functionality
- Transaction notifications
- Merchant tools
- Identity verification
Application availability may vary by country and device.
Answers before you begin
What is SGCPAY?
Can I open an SGCPAY account from any country?
Does SGCPAY support business accounts?
Does SGCPAY support multiple currencies?
Can I send international payments?
Does SGCPAY offer merchant-payment services?
Does SGCPAY support cards?
Does SGCPAY support virtual assets?
How does SGCPAY verify customers?
Are SGCPAY transactions instant?
Does SGCPAY provide APIs?
How can I contact SGCPAY?
A regulated, security-led platform
- Customer identity verification and ongoing transaction monitoring
- Data encryption and access controls across the SGCPAY platform
- Segregated handling of customer funds where required by regulation
- Regular compliance review against applicable Australian regulatory obligations
Product and service availability varies by country, currency and customer type. View coverage